dough.

Hank.

Stop losing 2–3%

of every sale to processing fees.

Dough helps Canadian small business owners eliminate or reduce payment fees so you keep more of every sale — without raising prices on your customers.

Meet Hank.

The first AI salesman for processing

agents and ISOs

He greets your website visitors.

He follows up with your door knocked leads. He books meetings while you sleep because he doesn't sleep.

dough.

dough.

Residual OS.

Get Paid Every Time Your Clients Get Paid

Your clients are processing $10K, $50K, even $100K+ per month and the processor takes 3% of it. You built the funnel. You ran the ads. Someone else gets paid every month. Now it's your turn.

Stop losing 2–3%

of every sale to processing fees.

Dough helps Canadian small business owners eliminate or reduce payment fees so you keep more of every sale — without raising prices on your customers.

Rising costs. Shrinking margins. Slowing Growth.

And every month, processors skim 2–3% off the top of your sales. For most small businesses, that’s thousands of dollars lost every year. Dough puts an end to it with simple, compliant, and growth focused processing built to help you keep more of every sale.

Rising costs. Shrinking margins. Slowing Growth. And every month, processors skim 2–3% off the top of your sales. For most small businesses, that’s thousands of dollars lost every year. Dough puts an end to it with simple, compliant, and growth focused processing built to help you keep more of every sale.

Most payment processors just take.

We give back.

We're not just helping you process payments at a lower cost. We help your business grow with marketing services included at no extra cost.

Get Rid Of Processing Fees

Dough helps reduce or eliminate those processing costs so more of your sales stay in your business, not someone else's pocket.

No Cost Marketing Services

Small business owners who process with Dough get access to free marketing software and services designed to help you grow!

Free Processing Terminals

Qualify for a free Clover or countertop terminal when you switch to Dough. we’ll get you set up and running without the upfront costs.

Fast Payouts

Get your money quickly with next business day deposits and real-time transaction + monitoring.

Dedicated Support

24/7 customer support from real people who understand your business needs. Reach our team by phone, email or text.

Multiple Payment Options

Accept all major credit cards, digital wallets, and alternative payment methods on the go, in store or online.

Your business

could qualify for a

Free Clover Flex

The Clover Flex is Canada’s most versatile payment terminal. It's portable, touchscreen, and built to handle everything from tap and chip to receipts on the go. Whether you’re at the counter, at a table, or out in the field, Flex moves with your business.

When you switch your processing to Dough, your business could qualify to get a Clover Flex included at no extra cost so you can upgrade your payments and keep more of every sale.

Free Statement Analysis

Guaranteed savings or we'll give you $500 cash

Tired of wondering if you’re overpaying? Dough will review your merchant statement and show you exactly where your money is going.

If we can’t prove real savings for your business, we’ll put $500 cash in your pocket just for your time. That means you either save thousands, or you walk away with five hundred bucks. Zero risk.

Your business

could qualify for a

Free Clover Flex

The Clover Flex is Canada’s most versatile payment terminal. It's portable, touchscreen, and built to handle everything from tap and chip to receipts on the go. Whether you’re at the counter, at a table, or out in the field, Flex moves with your business.

When you switch your processing to Dough, your business could qualify to get a Clover Flex included at no extra cost so you can upgrade your payments and keep more of every sale.

Free Statement Analysis

Guaranteed savings or we'll give you $500 cash

Tired of wondering if you’re overpaying? Dough will review your merchant statement and show you exactly where your money is going.

If we can’t prove real savings for your business, we’ll put $500 cash in your pocket just for your time. That means you either save thousands, or you walk away with five hundred bucks. Zero risk.

Pick Your Pricing

Every business is different, and so are its payment processing needs. That’s why Dough Payments offers flexible pricing models designed to help you keep more of your hard-earned revenue whether you want to reduce your fees by 30% or 90%.

Surcharge

Eliminate credit processing fees completely by adding a small, compliant surcharge to credit card transactions.

  • Pay 0% to accept cards

  • 100% compliant

  • Save up to 95%

Traditional

For businesses that prefer classic interchange + margin pricing No hidden fees, no surprises

  • True wholesale pricing

  • Full transparency

  • Best for high volume

Flat Rate

One predictable fee for each transactions, no matter what card your customer uses.

  • One consistent rate

  • Easy to calculate costs

  • Online payments

Calculate Your Savings

Use our calculator to see how much your business could save annually with Dough's Surcharge Processing.

Business Savings Calculator

Enter Your Business Details

$
$1,000 $50,000 $100,000
%

Your Estimated Savings

Annual Savings with Surcharge Processing

$19,800

Based on your monthly volume and processing rate

Monthly Credit Card Volume: $50,000
Current Processing Rate: 3.3%
Monthly Processing Fees: $1,650

What keeps us winning awards?

We don’t just help you save on fees. We help you grow. Depending on your business size, you’ll unlock AI-powered tools and marketing support designed to give your business an edge (at no extra cost).

Voice AI Receptionist

Get a 24/7 AI assistant that answers calls, books appointments, and never misses a lead.

Custom GPTs

We’ll build you a private AI assistant trained on your business to save you time, boost productivity and do all of your content.

Websites or Landing Pages

Need a new website or refresh? We’ll set you up with a modern, mobile-optimized site that converts.

Never miss a call, even during high volume

Unlike a human receptionist,dave can handle up to 20 calls simultaneously, ensuring every potential client gets immediate attention for your business.

Today's call volume

20 simultaneous calls handled

20

18

15

8

12

5

6

9am

10am

11am

12am

1pm

2pm

3pm

Social Media Content

Get AI-assisted content creation to keep your business active and relevant online — without lifting a finger.

Website Chatbots

Engage every visitor with an AI chatbot that answers questions and captures leads right from your site.

Never miss a call, even during high volume

Unlike a human receptionist,dave can handle up to 20 calls simultaneously, ensuring every potential client gets immediate attention for your business.

Today's call volume

20 simultaneous calls handled

20

18

15

8

12

5

6

9am

10am

11am

12am

1pm

2pm

3pm

AI Consulting

Leverage our team’s expertise to find creative ways to use AI in your business for growth and efficiency.

The Bottom Line

Dough doesn't just save your business gobs of money, we help you grow.
Does your current processor do anything close to that?

Today's calls

12

+3 from yesterday

Appointments

5

+2 from yesterday

Urgent

3

Need attention

What keeps us winning awards?

We don’t just help you save on fees. We help you grow. Depending on your business size, you’ll unlock AI-powered tools and marketing support designed to give your business an edge (at no extra cost).

Voice AI Receptionist

Get a 24/7 AI assistant that answers calls, books appointments, and never misses a lead.

Custom GPTs

We’ll build you a private AI assistant trained on your business to save you time, boost productivity and do all of your content.

Your revenue grows with them

As your clients scale from $10K to $100K+ monthly, your residuals scale too. No extra work, just bigger checks.

Websites or Landing Pages

Need a new website or refresh? We’ll set you up with a modern, mobile-optimized site that converts.

Your revenue grows with them

As your clients scale from $10K to $100K+ monthly, your residuals scale too. No extra work, just bigger checks.

Social Media Content

Get AI-assisted content creation to keep your business active and relevant online — without lifting a finger.

Your revenue grows with them

As your clients scale from $10K to $100K+ monthly, your residuals scale too. No extra work, just bigger checks.

Website Chatbots

Engage every visitor with an AI chatbot that answers questions and captures leads right from your site.

No new skills required

You don't need to become a payments expert. We handle the tech, compliance, and support. You just make the intro.

AI Consulting

Leverage our team’s expertise to find creative ways to use AI in your business for growth and efficiency.

The Bottom Line

Dough doesn't just save your business gobs of money, we help you grow.

Does your current processor do anything close to that?

They switched. They saved. You can too.

Testimonials

Testimonials Slider

Eyedentity Optical

★★★★★

"I can't tell you how much I appreciate the support I get from Dough. Yes, I got lower fees. Yes, I got a wireless terminal (Clover) that allows me to run my small business without the wires. But as a business owner, I value the help that the owner, Zachary, provides. What Zachary is doing with Dough definitely shows you how much he cares for small businesses and that he is there to help us win."

Serenity Valley Medi Spa

★★★★★

"Wish I could give 10 stars. Zach and dough payments have made the hugest impact on my small business. The terminal provided has minimal monthly fees, works great and I have not ever had a single issue with it. Zach has been available to answer any and all of my questions (and I've had a lot because I am not a tech-savvy person). You truly feel like you are his only client with the attention and care he provides."

Beautiful Self (Retail)

★★★★★

"I totally lucked out when I came across an ad for Dough Payments! Not only will you get a great payment system, Zachary (Dough) has so much value added to support our small businesses through Facebook groups, helping you network, access to online tools, and marketing support! Thank you Zachary!"

Elite Container Terminals

★★★★★

"Zachary took the time and found a solution that helped my business tremendously. Best payment processing solution out there. 5 star - Highly recommended!"

Turkalj

★★★★★

"Highly recommend! We switched from Square when Zach showed us a terminal that can do something called Dual pricing. We went from $300ish a month in fees to around $100!"

Take payments how you want

Whether you’re in-store, on the go, or online, Dough gives you the tools to accept payments seamlessly without the annoying processing fees weighing you down.

In Store

We handle the infrastructure. You don’t need to be a payments expert — we’ve already built the rails.

On The Go

Clients onboard seamlessly. No awkward selling, no tech headaches.

Online

Once plugged in, the income keeps flowing. No churn, no refunds, no fulfillment.

Over The Phone

Our team manages the heavy lifting from compliance to customer service so you stay focused on your agency.

Invoice

Track your payments revenue and onboarding merchants. See all your residuals and clients in one dashboard.

Oh!

We almost forgot

No setup fees

No sign up fees

No annual fees

No close batch fees

How To Make More Dough

3 easy steps to getting more value and savings

Chat With A Dough Rep

Book a quick call with our team. We’ll review your business and show you how much you could be saving and go over what free marketing you could qualify for.

10-15 Minute Onboarding

We handle all the paperwork, account setup, and approvals. No stress, no confusion. Just a quick one time process that saves you thousands per year

Install And Grow!

When your terminal is shipped out (2-3 days from signing), it's ready to go when you take it out of the box. Turn it on and get ready to save more with Dough

If we can't save you money on your current providers statement, we'll send you $500.

If we can't save you money on your current providers statement, we'll send you $500.

Two Daves. One Price. Zero Excuses.

$500

setup (one-time)

$97

/month

Includes Website Dave + Door Knock Dave, fully customized to you.

Frequently Asked Questions

How quickly do I get my sales deposits?

You’ll see deposits hit your account as fast as the next business day. We also give you real-time transaction monitoring so you know exactly where your money is.

How much can I actually save?

Most small businesses save anywhere from 20-40% (with Traditional pricing) and 60-90% (Surcharge/Dual Pricing) on their processing bill. We’ll do a free side-by-side statement analysis to show you exactly what Dough can save you.

I have a contract right now, does Dough help me get out of it?

Absolutely. Every business situation is different, and we’ll walk you through your options. Sometimes we can help you switch right away, other times we help you line up the right timing so you don’t get stuck. We've even pay for cancellations in some scenarios! 👉 Book a quick call with us and we’ll map out your best move.

Does Dough raise rates every year like the banks?

Nope. Our whole mission is transparency. Banks are notorious for hiking rates quietly in the fine print. At Dough, we'd rather keep our small business clients happy so they continue to do business with us.

What does it cost to get started?

Getting started is free with no application fees and no setup fees. You choose your plan (surcharge, flat rate, or traditional) and your terminal type.

The free marketing/ai stuff looks cool, how do I qualify?

It depends on your business size and processing volume. The good news? Every merchant gets some kind of free AI or marketing support when they process with Dough. 👉 Book a call and we’ll show you exactly what you qualify for.

Do you have a contract?

It depends on the terminal and plan you choose. Some options come with no contracts (cancel anytime), while others may require a term. Either way, we’ll be upfront so you can make the call that works best for your business.

Questions agents ask before they get Dave:

Q: Will Dave replace me?

A: Nope. Dave gets you more conversations. You close them.

Q: Does Dave work with my CRM?

A: Yes. We integrate with HighLevel, HubSpot, and more.

Q: How long before Dave's live?

A: Usually within 48 hours after onboarding.

Q: Is this compliant with calling laws?

A: Yes. Dave only calls the leads you put in your CRM.

Ready to make more dough with Dough?

Every swipe adds up either for the banks, or for you. With Dough, you keep the margins you’ve already earned and grow your business with marketing extras.

dough.

Make more dough with Dough #teamsmallbusiness

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