Introducing Dough Payments

The first payments company that reinvests back into your business.

The first payments provider that helps you eliminate payment processing fees and helps you grow your business.

Most Processors Just Take.

We Give Back.

We're not just helping you process payments at a lower cost. We're investing in your business growth with premium marketing services included at no extra cost.

Eliminate Processing Fees

Eliminate your processing fees on credit completely, or reduce them if you'd like to stay on Interchange Plus!

No Cost Marketing Services

Small business owners who process with Dough get access to free marketing software and services designed to help you grow!

Secure Processing

Advanced fraud protection and PCI compliance comes standard to keep your business and customers safe.

Fast Payouts

Get your money quickly with next business day deposits and real-time transaction monitoring.

Dedicated Support

24/7 customer support from real people who understand your business needs. Reach our team by phone, email or text.

Multiple Payment Options

Accept all major credit cards, digital wallets, and alternative payment methods on the go, in store or online.

Multiple Pricing Programs To Choose From

Every business is different, and so are its payment processing needs. That’s why Dough Payments offers flexible pricing models designed to help you keep more of your hard-earned revenue.

Surcharge

Eliminate credit processing fees completely by adding a small, compliant surcharge to credit card transactions.

  • Pay 0% to accept cards

  • 100% compliant

  • Save up to 95%

Dual Price

Eliminate credit card processing fees completely by showing a card price and a cash price to customers.

  • Pay 0% to accept cards

  • 100% compliant

  • Save up to 95%

Traditional

Transparent pricing with Interchange rates + margin.

No hidden fees, no surprises.

  • True wholesale pricing

  • Full transparency

  • Best for high volume

Flat Rate

Flat rate pricing gives you one predictable fee for all transactions, no matter what card your customer uses.

  • One consistent rate

  • Easy to calculate costs

  • Online payments

Eliminate Processing Fees

Eliminate Processing Fees

With the Dough Surcharge Program

With Dough's Surcharge Processing program, you can eliminate the fees you pay for credit card processing. This has become a popular program in Canada since being announced in 2022.

  • Eliminate 100% of your credit card processing fees

  • Fully compliant with card brand and state regulations

  • Transparent fee structure for your customers

  • Customers can avoid fees by using debit cards or cash

How Surcharging Works

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Display Surcharge Notice

Display compliant signage at the point of sale or door to inform customers about the credit card surcharge and available savings on debit or cash.

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Process Payments Normally

Our system automatically adds the surcharge to credit card transactions only. No awkward conversations or angry customers!

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Receive Full Payment

The surcharge covers your processing % costs, so you receive 100% of your sales and pay 0% for credit processing at the end of the month.

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Customers Can Get A Discount

If the customer would like to receive a discount, they pay by cash, debit, or any other form of payment.

Average Business Savings

$12,000+ per year

Based on $400,000 annual credit card volume

Back To Back

Award Winning

Processing Provider

Back To Back

Award Winning Processing Provider

Calculate Your Savings

How Much Could You Save?

Use our calculator to see how much your business could save annually with Dough's Surcharge Processing.

Business Savings Calculator

Enter Your Business Details

$
$1,000 $50,000 $100,000
%

Your Estimated Savings

Annual Savings with Surcharge Processing

$19,800

Based on your monthly volume and processing rate

Monthly Credit Card Volume: $50,000
Current Processing Rate: 3.3%
Monthly Processing Fees: $1,650
Start Saving Today

Clover Flex:

The Ultimate Payment Terminal

The most popular payment terminal for small business owners. Portable, powerful, and packed with features to help you run your business from anywhere.

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Portable All-in-One Solution

Take payments anywhere with this handheld device that includes a built-in receipt printer

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Accept All Payment Types

Chip cards, contactless payments, digital wallets, and manual card entry

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Always Connected

Built-in LTE and WiFi connectivity keeps you processing payments anywhere

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Integrated Receipt Printer

Print receipts on the spot without additional hardware

Get Free Marketing Help

Our Free Marketing Toolkit Was

Designed To Help Grow Your Business

At Dough, every small business client gets free access to a marketing suite designed to help your business grow. Most processors just take fees. We take less fees and invest back into your business.

  • No Cost Additional Marketing Support

  • Get Access To Social Media Coaching + Content

  • Boost Your Bottom Line

  • The First Offer Of It's Kind In Payment Processing

Additional Free Tools To Grow Your Business:

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Dough Reviews

Automated Google review collection software to help grow your online presence and reputation effortlessly.

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Dough AI

One-click social media content creation and strategy powered by advanced AI technology.

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Dough Loyalty

Built-in loyalty tracking system to reward repeat customers and drive more sales to your business.

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Dough Portal

Direct access to marketing expertise without agency costs through our dedicated request portal.

Question

Does your current provider offer any of that for free?

Or at all?

How It Works

Getting started with Dough Payments is simple. Here's how to get the best deal in processing.

Speak To A Dough Rep And Find Out How We Can Help

Get a free payment consultation with a Dough Payments specialist. We’ll break down your current processing costs, show you what you’re overpaying, and walk you through how we can help you save.

  • Free statement analysis

  • No commitment required

  • Get a custom quote for your business

Get Approved For Your Merchant Account

Once you decide to switch, we handle the entire setup for you. Approval is quick, and we’ll ship your terminal fast so you can start saving immediately. Not to mention, you have no setup or "get started" fees

  • Seamless application & approval process

  • Get your new terminal in just 2–3 business days

  • No signup fees

Process + Grow Every Month With Dough.

Dough turns credit card processing into an asset for your business. Now that you're processing with Dough, you get access to softwares that help you grow your business! We're on your team now!

  • Free social media content creation & AI-powered tools

  • Automated Google review request system to boost your reputation

  • Save thousands on processing fees going forward!

What Our Clients Say About Us

Testimonials

Testimonials Slider

Eyedentity Optical

★★★★★

"I can't tell you how much I appreciate the support I get from Dough. Yes, I got lower fees. Yes, I got a wireless terminal (Clover) that allows me to run my small business without the wires. But as a business owner, I value the help that the owner, Zachary, provides. What Zachary is doing with Dough definitely shows you how much he cares for small businesses and that he is there to help us win."

Serenity Valley Medi Spa

★★★★★

"Wish I could give 10 stars. Zach and dough payments have made the hugest impact on my small business. The terminal provided has minimal monthly fees, works great and I have not ever had a single issue with it. Zach has been available to answer any and all of my questions (and I've had a lot because I am not a tech-savvy person). You truly feel like you are his only client with the attention and care he provides."

Beautiful Self (Retail)

★★★★★

"I totally lucked out when I came across an ad for Dough Payments! Not only will you get a great payment system, Zachary (Dough) has so much value added to support our small businesses through Facebook groups, helping you network, access to online tools, and marketing support! Thank you Zachary!"

Elite Container Terminals

★★★★★

"Zachary took the time and found a solution that helped my business tremendously. Best payment processing solution out there. 5 star - Highly recommended!"

Turkalj

★★★★★

"Highly recommend! We switched from Square when Zach showed us a terminal that can do something called Dual pricing. We went from $300ish a month in fees to around $100!"

Ready to grow your business?

Learn more about how Dough could be a value add for your business.

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The first payments provider that reinvests back into your business.

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