Underwritten payment processing
for online business owners
We help agency owners, consultants, and online businesses switch from Stripe/Paypal accounts to a real merchant account that’s underwritten, stable, and 100% yours.
The lower fees don't hurt either!
Underwritten payment processing
for online business owners
We help agency owners, consultants, and online businesses switch from Stripe/Paypal accounts to a real merchant account that’s underwritten, stable, and 100% yours.
The lower fees don't hurt either!
You Don't Own
Your Stripe Account.
Stripe is easy, until it isn’t. If you’ve had funds frozen, accounts terminated, or chargebacks flagged unfairly, you already know how fragile it really is.
Stripe is a shared risk pool.
You're grouped in with everyone. One wrong move, or even just a high transaction, and the algorithm will lock your money up without warning. Or worse, disable your account completely.
Opening your own properly underwritten merchant account not only safeguards your cash flow but also gives you greater control and stability over your transactions (not to mention lower fees).
(Community posts from agency owners regarding their stripe account shutdowns/holds)
Dough has multiple gateways available
so you're never stuck
Flat Rate
2.9%
+ $0.15/transaction
and gateway fees
Dual Pricing
0%
Offset credit card processing fees
and only pay the gateway fees.
You Don't Own
Your Stripe Account.
Stripe is easy, until it isn’t. If you’ve had funds frozen, accounts terminated, or chargebacks flagged unfairly, you already know how fragile it really is.
Stripe is a shared risk pool.
You're grouped in with everyone. One wrong move, or even just a high transaction, and the algorithm will lock your money up without warning. Or worse, disable your account completely.
Opening your own properly underwritten merchant account not only safeguards your cash flow but also gives you greater control and stability over your transactions (not to mention lower fees).
Agency owners all posting about being shut down. You've most likely seen these
We Underwrite Every Account.
That Means You’re Safer.
100% owned merchant account (no pooled risk)
Avoid unexpected disruptions to your business with our stable, underwritten merchant accounts. We ensure your transactions are secure and your account remains active, even during high-volume periods.
Access lower transaction fees
Save money on every transaction with our competitively low rates. Our transparent pricing model ensures you get the best deal, helping you keep more of your hard-earned revenue.
Human support you can call
Get the support you need, when you need it. Our dedicated team of experts is just a call away, ready to assist with any questions or concerns, ensuring smooth and uninterrupted payment processing.
0
Signup Fees
0
Annual Fees
0
Contracts
0
Setup Fees
Multiple stripe
alternatives
to choose from
Dual
Pricing
0%
Offset your expense for credit
card processing and only pay the gateway fees.
Flat Rate
starting at
2.9%
+ $0.15/transaction
and gateway fees
100% owned merchant account (no pooled risk)
Avoid unexpected disruptions to your business with our stable, underwritten merchant accounts. We ensure your transactions are secure and your account remains active, even during high-volume periods.
ACCESS LOWER
TRANSACTION FEES
Save money on every transaction with our competitively low rates or eliminate that expense for good. Our transparent pricing model ensures you get the best deal, helping you keep more of your hard-earned revenue.
HUMAN SUPPORT
YOU CAN CALL
Get the support you need, when you need it. Our dedicated team of experts is just a call away, ready to assist with any questions or concerns, ensuring smooth and uninterrupted payment processing.
0
Signup Fees
0
Annual Fees
0
Contracts
0
Setup Fees
Built for Online Business Owners
This is for you if:
You run a marketing agency, SMMA, coaching program, or info product
You use Stripe or PayPal and feel like you're rolling the dice
You’ve had a hold, a reserve, or a shutdown before
You want stable payments and better support
You care about keeping more of your revenue, not giving 2.9% to the machine
Reduce your risk
and save on fees
at the same time.
Think processing fees are just a fact of life? Think again. With Dual Pricing or Surcharging (correctly that is), you can eliminate those annoying profit killers called transaction fees.
We have gateways that allow you to offset all transaction fees for credit transactions by showing a credit price, and an ACH price saving you thousands over the year in processing expenses.
Not your cup of tea? Not to worry. We'll just lower the fees you're currently paying. Either way you
slice it, you're winning.
Make more dough with Dough
INVOICING
Efficient and easy-to-use
invoicing solutions to keep your
cash flow steady.
VIRTUAL TERMINAL
Process payments securely from
any location with our virtual
terminal service.
SOFTWARE INTEGRATION
Seamless integration with
your existing software like GHL
for a hassle-free experience.
HUMAN SUPPORT
Our dedicated HUMAN support
team is here to assist you
whenever you need it.
QUICKER FUNDING
Get your funds faster to keep
your business moving with
next business day deposits.
FRAUD PREVENTION TOOLS
Advanced tools and payment software features to protect your business from fraud.
ROBUST REPORTING
Comprehensive reporting to keep
track of all your transactions
and financial data.
ADDITIONAL RESOURCES
Access to a range of resources
like terminals or cash advance programs to help you grow.
Make more dough
with Dough
INVOICING
Efficient and easy-to-use invoicing solutions to keep your cash flow steady.
VIRTUAL TERMINAL
Process payments securely from any location with our virtual terminal service.
SOFTWARE INTEGRATION
Seamless integration with your existing software for a hassle-free experience.
EARN REFERRAL INCOME
Refer other businesses and earn additional income from payments with our referral program.
HUMAN SUPPORT
Our dedicated HUMAN support
team is here to assist you
whenever you need it.
QUICKER FUNDING
Get your funds faster to keep your business moving with next business day deposits.
FRAUD PREVENTION TOOLS
Advanced tools and payment software features to protect your business from fraud.
ROBUST REPORTING
Comprehensive reporting to keep track of all your transactions and financial data.
ADDITIONAL RESOURCES
Access to a range of resources like terminals or cash advance programs
to help you grow.
How the Process Works
Getting started with Dough is fast, simple, and tailored for online businesses.
Here’s exactly what happens once you decide to switch:
Discovery Call
(15 Minutes)
We’ll hop on a quick Zoom call to understand your business model, average volume, and payment flow. This lets us recommend the right merchant account and gateway setup for you.
Application +
Underwriting
We’ll hop on a quick Zoom call to understand your business model, average volume, and payment flow. This lets us recommend the right merchant account and gateway setup for you.
Account Approval +
Gateway Access
Once approved, you’ll get access to a direct merchant account and gateway like Authorize or Coastal Pay. We’ll walk you through setup for recurring billing, invoices, or integrations like GoHighLevel.
Get up
and running
fast
COMPLETE
application
Get
Approved
START
PROCESSING!
Leave your information and
we'll get you a free quote!
By providing my phone number, I agree to receive communication from Dough Payments Inc. Opt out at any time by texting Stop.
THIS SITE IS NOT PART OF, OR ENDORSED BY, FACEBOOK OR ANY SOCIAL MEDIA PLATFORM IN ANY WAY. FACEBOOK IS A TRADEMARK OF FACEBOOK, INC. ALL PRODUCT NAMES, LOGOS, AND BRANDS ARE PROPERTY OF THEIR RESPECTIVE OWNERS. ALL COMPANY, PRODUCT AND SERVICE NAMES USED IN THIS WEBSITE ARE FOR IDENTIFICATION PURPOSES ONLY. USE OF THESE NAMES, LOGOS, AND BRANDS DOES NOT IMPLY ENDORSEMENT.
Dough Payments Inc is a registered payments agent. We retain the right to refuse certain industries of business based on industry niche, size and overall fit. We do not guarantee account approval.
THIS SITE IS NOT PART OF, OR ENDORSED BY, FACEBOOK OR ANY SOCIAL MEDIAL PLATFORM IN ANY WAY. FACEBOOK IS A TRADEMARK OF FACEBOOK, INC. ALL PRODUCT NAMES, LOGOS, AND BRANDS ARE PROPERTY OF THEIR RESPECTIVE OWNERS. ALL COMPANY, PRODUCT AND SERVICE NAMES USED IN THIS WEBSITE ARE FOR IDENTIFICATION PURPOSES ONLY. USE OF THESE NAMES, LOGOS, AND BRANDS DOES NOT IMPLY ENDORSEMENT.
Dough Payments Inc is a registered agent. We retain the right to refuse certain industries of business based on industry niche, size and overall fit. We do not guarantee account approval.